There are numerous insurance programs available today, but few are custom tailored for e-commerce. The biggest challenge remains finding the agency that best understands your business and the specific requirements of conducting business online.
A Sample of 21st Century Perils For Which You May Currently Lack Coverage:
|Loss of Service
||Computer system outage or website crash from fraudulent access or transmission.
|DOS (Denial of Service) Attack
||Attack that causes a degradation of performance or loss of service.
||The cost of retaining an independent public relations consultant and the costs of associated advertising and public relations media and activities to recover from a loss.
||The costs associated from a lawsuit as a result of content on your website.
|Disclosure of Electronic Information and Assets
||Unauthorized disclosure of proprietary or confidential information stored in an electronic form, as a result of a computer crime, malicious attack, or unintentional mistake made by authorized IT Personnel during the normal performance of their duties.
Finding the time and talent to help you evaluate these risks and the many others is equally challenging. With technology and the internet changing the world and how we conduct business daily, shouldn’t you ask yourself how long has it been since your agent did a comprehensive analysis of your business and the insurance coverage needed to properly protect it? Insurance dollars are an expense that directly affects your bottom line. Far too often, companies are paying too much in premium for the wrong coverage, leaving you exposed to liabilities you didn’t know existed. The simple fact remains that an improperly or inadequately written insurance program can do more than just keep you up at night; it can cost you your business.
With 10+ years of real world technology and e-commerce experience, I would welcome an opportunity to review your business exposures with you and to answer questions that you might have. You can then decide if you would like the team at VESTA to create a complimentary gap analysis report and competitive proposal including quotes, with no cost or obligation to you for comparison.